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Personal Credits


The Indian Residential Schools Settlement Agreement stipulates that once all Common Experience Payments (CEP) have been made, if more than $40 million remains in the Trust Fund, the funds are to be made available to CEP Recipients, upon application, in the form of non-cash Personal Credits of up to $3,000 each for educational purposes.


  • CEP Recipients will be able to choose to transfer their Personal Credits to certain Family Members as defined in the Indian Residential Schools Settlement Agreement and the Terms and Conditions;

  • Terms and Conditions for Personal Credits have been developed by Canada and the Assembly of First Nations and by Canada and Inuit Representatives to determine which Education Entities and Groups and which Educational Programs and Services are eligible;

  • Once the Personal Credits have been distributed, any amount remaining in the Trust Fund on January 1, 2015 is to be paid to the National Indian Brotherhood Trust Fund and the Inuvialuit Education Foundation to be used for educational programs.



Important Deadlines


Deadline to submit your Personal Credits Acknowledgement Form: postmarked by October 31, 2014.


Deadline for Education Entity or Group to submit Personal Credits Redemption Form: postmarked by December 1, 2014.


All inactive files will be closed on December 1, 2014.


The educational service to which Personal Credits are being applied must be completed by April 30, 2015. 




Applying for Personal Credits